Texas Invests In Its Future - The Young See Hope For Retirement

No wonder so many of us run from discussions on financial matters, ignore our bills, and spend too much money, as if in rebellion. It's scary out there.

Last year, the Employee Benefits Research Institute released the results of a study concluding that the majority of Americans are unprepared for retirement, are not saving enough for it, and have unrealistic expectations about how much they will need to live comfortably in their golden years. Texas is no exception. With its high poverty rate, and even higher rate of those going without health insurance, it's lucky many can get through day-to-day life.

Being one of the millions in debt myself, I can understand this. The rising cost of housing, food -- even clean drinking water -- can drive anyone with a limited income to distraction. I decided to stop changing the television channel with every new disastrous financial report, and to start researching, when an investment counselor said to me with matter-of-fact conviction, "You know, young adults now just may need a million to retire." After the initial (and expected) incredulous gasp, I decided gulping air wasn't going to do me much good. As usual, knowledge and simple planning gave me hope. Here are a few tips on digging yourself out of the panic.

Checking and Savings Accounts:
The first step in building a sound financial future is practicing money management skills with both checking and savings accounts. Most of us have at least one of them; keeping track of their balances is an entirely different matter.

Free checking accounts are fairly easy to procure. At one point, it was common for financial institutions to charge monthly fees for the privilege of stashing money with them, but the banking industry rakes in so much profit from successfully luring their customers into other investments that it's just not necessary anymore. The theory is that if one has a free account with a particular financial institution, there's a good chance that person will return to that institution for other investments as his or her income grows -- investments that will make both the customer and the bank happy.

By all means, take advantage of this. Texas abounds with students -- students needing any freebies they can get -- so it shouldn't be difficult to find a bank offering free checking and savings accounts, especially in cities like Dallas, Houston, and Austin. Look for a checking account without a minimum balance requirement, and one that doesn't, of course, charge monthly fees.

Free checking accounts are not usually interest-bearing, so put only enough money in it every month to cover your monthly bills, plus a little padding. Keep track of your balance; the greatest risk with these accounts is the astronomical overdraft fees most of them charge. Once all of your bills are paid at the end of each month, stash extra income in an interest-bearing savings account. The average APY (Annual Percentage Yield) on low-balance savings accounts hovers somewhere just around 0.5%, but at least it's something

Short to Middle-Term Investments:
Once you feel you've established a healthy pattern of money management -- no overdrafts, a properly balanced ledger, and all bills paid in full -- start looking into other investments. Most of the time, you'll need at least $500.00 to invest in other types of accounts, and, at least initially, look for those with better APYs than your current savings account, but will not inflict penalties for withdrawing funds whenever you need them.

Money Market Accounts:
Money market accounts are great investments at any age, but they're particularly advantageous for beginning investors simply because there are no penalties for withdrawing any amount at any time, no waiting period to continue investing (you can, likewise, deposit money at any time), and the funding is usually only a check away. There are several types of money market accounts, so be sure to investigate the minimum investment required, interest rates, and restrictions on each before making any commitments.

Money markets work by pooling investments from thousands of contributors into an assortment of (usually short-term) funds from municipal bonds, to stocks. The result is a fluctuating interest rate that is almost always at least a few percentage points higher than that of a standard, low-balance savings account. According to USA Today, non-bank money market funds are currently at about 5% APY.

Certificate of Deposit:
Certificates of Deposit, or "CDs" have been around longer than the replacement for the tape cassette. Interest rates are fixed, rather than fluctuating, are usually comparable to money market accounts and can be purchased at a bank or other financial institution, including many sites online, for terms as short as three months. Of course, the longer the term you lock in, the higher the rate you will obtain under most market conditions In other words, whatever interest rate you lock in at the beginning will remain the same throughout the course of the investment. Once you've invested in a CD, however, you cannot continue adding to the same one during the life of that investment, until renewal -- which is one reason you may want to go with a shorter term.

The primary disadvantage of CDs lies in the substantial penalties inflicted if the investor withdraws his or her money before the allotted time. The average APY for a six-month CD is currently 3.59%; for a one-year CD, 3.77%; for a five-year CD, 3.96%, although some banks may offer better deals. CDs are a good idea if their current APYs are higher than contemporary money market accounts, and you don't expect to -- or perhaps don't trust yourself to -- handle the money for a while.

Health Savings Account:
Health Savings Accounts, or HSAs were created by a 2003 Medicare bill, and are, without a doubt, worthy of consideration for many individuals and families. HSAs strive to address the growing problem of underinsured Americans (Texas knows this well, with over 25% of its population going without any insurance) by allowing investors to save for qualified medical expenses and future retirement health expenses, on a tax-free basis. These accounts are only made available to those with qualifying high-deductible health insurance policies, and are a great choice for many young, middle-class Americans. HSAs provide incentives for saving towards healthcare, and a bit of financial padding in case of disaster. The major disadvantage is that penalties are inflicted if the money is withdrawn for unqualified expenses prior to the age of 65.

Retirement Accounts:
The types of retirement accounts available to Americans are too numerous to mention, and are highly dependent on employers in most cases. Entire sections of libraries and many websites are dedicated to this subject. The first, and most important thing to do, is to check with your employer to see if, or what, retirement plans are offered. Some companies offer employee benefits, including flexible 401(k) plans and matching funds. Look seriously into these options.

However, rather than briefly attempting to delve into the plethora of accounts that may, possibly, be available to you, this article will focus on an account available to all, regardless of employer -- the Roth IRA account which has become increasingly popular since becoming law in 1997.

Now, IRAs have been around for some time, but traditional IRA accounts require funds going in, and coming out, to be taxed. This means that whatever dividends or proceeds an investor earns over the years will be taxed upon withdrawal. Considering that IRA interest rates are compounded, this could (and is intended to) add up to quite a bit over several decades.

Roth IRA accounts, on the other hand, do not tax funds upon withdrawal. Funds invested into the account are considered taxable income going in, but the compounded interest or proceeds can accumulate tax free, until the age of 59, at which point they can be withdrawn without penalty or taxes. A Traditional IRA, on the other hand, is not taxed going in, but is subject to tax coming out, at whatever rate of income will apply to you at that time -- the assumption being that you will withdraw most of this money during retirement, when you will not have other earned income driving up your tax rate,. This means that whatever your Roth IRA account balance statement is, is the amount you have for retirement, free and clear. No more taxes. If an investor begins an IRA account in his or her twenties, and contributes a modest amount every month (possibly matched by an employer), principle and compounded interest could conceivably yield a million or more dollars over four decades. The way to think of a Roth IRA, as opposed to a Traditional IRA, is that you are paying taxes on the seeds instead of on the crop.

Now, that's something to think about. Maybe retirement is possible...

See, that wasn't so hard. Respect yourself (and your anxiety levels) enough to seriously investigate financial opportunities. There's a good chance you're missing something you have the funding for -- right now, sitting in a no-, or low-, interest-bearing account. If you have any kind of steady income, financial security should be within your grasp. A comfortable retirement is in your future. Just take a deep breath, open your bills, and start acting like the adult you always dreaded you'd have to be someday.

Taking care of your financial responsibilities can have a positive effect on your anxiety levels, sense of security, and overall health. Being aware of your health, and what you can do to safeguard it, will certainly affect you as you age, and eventually your wallet as well. If youre a young individual who tries to keep informed and maintain a healthy condition and lifestyle, you should take a look at the revolutionary, comprehensive and highly-affordable individual health insurance solutions created by Precedent specifically for you. Visit our website, www.precedent.com, for more information. We offer a unique and innovative suite of individual health insurance solutions, including highly-competitive HSA-qualified plans, and an unparalleled "real time" application and acceptance experience.

Precedent puts a new spin on health insurance. Learn more at http://www.precedent.com

FOREX Trading - 95% of Novice Traders Lose - Could You Win?

There is one fact that you need to consider carefully before you engage in FOREX trading and if you do, you could save yourself a lot of money, so here it is:

If 95% of novice currency traders lose, why should you succeed at FOREX Trading?

Think about it carefully, the vast majority of traders get wiped and thats a proven fact.

Will you lose? If You Believe the Following You Will!

If you want to see if you are going to lose consider the following questions and then we will give you some advice on how to win at online currency trading:

Firstly if you hold these views you will lose:

1.You can make money day trading

Try it and find out. You will lose and lose quickly more novice traders try day trading than any other method, but its doomed to failure as you can never get the odds on your side period.

2.You can buy success

Dont all those e-books look enticing on the net?

Scalp 15 20 pips a day, make $2,000 dollars a month guaranteed trade with 80% success etc

All for a few hundred dollars!

Of course, these people make their money selling courses NOT trading so they win and you lose.

There is a small minority of FOREX education that you can buy that is worth the money, but most of the so called wisdom is available free on the net and you dont have to buy it.

Always ask your self the question:

If their that good at trading why do they need to sell advice?

3.You can trade by listening to the news

Many people watch the news and there is plenty of it about.

Its well thought out, well presented, in many cases very convincing and dead wrong and will help you lose.

Why?

Because news is stories these people are giving you their view (fair enough) but their not traders.

An economist can always give you great arguments for why something has happened, but explaining what is going to happen, is a completely different ball game.

4.You dont like risk

Many novice traders try so hard to restrict risk they create it thats why many are attracted to FOREX day trading.

They tend to place stops to close and give themselves no chance of winning.

If you dont like risk do something else.

5.Whats your edge?

Ask yourself this question before you trade and think carefully about it.

Why should you win when 95% of traders lose whats your advantage?

As we have seen its none of the points discussed above!

If you cant answer the above question, you dont have one and odds are you will lose all your money.

Any positive advice?

Yes, the good news is anyone can make money trading FOREX as everything about it can be specifically learned.

What you need to do is accept you are going to do it on your own no one else can help you, only you can give yourself success.

Then learn the right knowledge.

FOREX trading is actually quite simple but requires a different mindset to other activities; you must acquire the right knowledge and the mindset to win.

FOREX Trading is all about working smart, not working hard and if you learn FOREX trading the right way, you can make a lot of money.

We dont have to time to go through the above in more detail here but we will cover the mindset to win and the education you need to win in part 2 of this article.

GRAB 3 X FREE TRADER PDF'S AND MUCH MORE!

On all aspects of becoming a profitable trader including features, downloads and some critical FREE Trader PDF's and more FREE Forex Education visit our website at http://www.net-planet.org/index.html

Forex Trading - 2 Simple Tip to Increase Profits Dramatically

Here we are going to give you 2 simple tips that will instantly improve your overall forex trading results. There simple to learn, easy to apply and could help you achieve big profits consistently of 100% or more annualized.

Consider this point:

Forex trading is all about being right with your forex trading signals and making money You dont get rewarded for the effort you put in to forex trading strategy the only thing that matters is profit.

Here we are going to focus on working smart not hard to make more money from trading.

Before we discuss our forex tips in greater detail, lets look at two key points in regard to currency trading.

1 The Big Trades Only Happen a Few Times a Year

If you look at any currency chart the really big strong trends only occur a few times a year and these are the trends that offer the best risk reward. The rest of the time the markets are either trending sideways with no clear trend, or showing high volatility which is hard to trade.

2. Trading The Odds

If you want to make money you need to trade the odds and get them on your side. The best way of doing this is to focus on set ups that give you a clear trading edge which is easy to see on any forex chart.

You need to look for valid support or resistance which has been tested numerous times over several months you know if these levels are broken the likelihood of a new trend developing are high.

The two tips to make more from your forex trading system are:

1. Cut back the amount of trading you do

And only focus on high odds trades look for valid breakouts of support and resistance and trade them.

Keep in mind, most big trends develop from new market highs NOT market lows so you need to focus on the breaks and go with them.

Use a breakout methodology and ONLY trade these high odds trades. You wont trade often but each trade you go into will have the potential for triple digit gains.

If you like the excitement and buzz of trading this method is not for you, but if you want to make money from your forex trading strategy it is!

This now leads onto the second point:

2. Risk More Per trade and DONT Diversify

You will hear a lot about diversification and cutting risk but all it does is dilute profit potential.

You will also read a lot of investment wisdom that says risk only 2% per trade, well if you are a small forex trader with a $5,000 account, that's just thats $250.00!

Forex markets involves taking risks and with risk goes reward - the more you risk the more you make pure and simple. If you are trading a currency move that is a high odds one risk more 10 20% is a good figure to aim at.

The above forex trading strategy focuses on making money nothing else and will cut the time you spend forex trading. Furthermore it's based on a breakout methodology which is simple to learn, easy to apply and is discussed in the next article in this series.

NEW! 5 X Critical Trader PDF's & Much More

Claim your FREE PDF's and demo account and learn Forex Trading and also get: Breaking financial news, tight pip spreads, guaranteed stops, $100.00 minimum investment and 400:1 leverage - at http://www.freeforexguidesonline.com

Avian Flu Fright: Politically Timed for Global "Latrogenocide"

Dr. Len Horowitz's Avian Flu Fright Commentary

To: All grassroots activists, health and vaccination networkers.

Please forward this urgent e-mail, to help save lives, to everyone in your network.

Avian Flu Fright: Politically Timed for Global "Iatrogenocide"

A Public Health Warning and Political Essay by a Harvard-trained Author of Fifteen Books Including the American bestseller, Emerging Viruses: AIDS & Ebola-Nature, Accident or Intentional?

Leonard G. Horowitz, DMD, MA, MPH

Abstract

If avian flu becomes more than a threatened pandemic, it will have done so by political and economic design. This thesis is supported by current massive media misrepresentations, profiteering on risky and valueless vaccines, gross neglect of data evidencing earlier similar man-made plaques including SARS, West Nile Virus, AIDS and more; continuance of genetic studies breeding more mutant flu viruses likely to outbreak, inside trading scandals involving pandemic savvy White House and drug industry officials, curious immunity of these pharmaceutical entities over the past century to law enforcement and mainstream media scrutiny, and published official depopulation objectives. With the revelations and assertions advanced herein, the public is forewarned against this physician assisted mass murder best termed "iatrogenocide."* This genocidal imposition is expected to serve mainly economic and political depopulation objectives.

Background

In April, 2003, a social experiment called SARS, said to have arrived from Asia, heavily struck Toronto. I was there throughout most of this Asian flu-foreshadowing fright. This bizarre new pneumonia-like illness was named Severe Acute Respiratory Syndrome. It was said to be the latest threat in an ongoing series of attacks on humanity by mysteriously mutating "supergerms."

A careful study of the scientific and medical-sociological correlates and antecedents of this "outbreak" revealed something amiss far more insidious than SARS. I critically considered Toronto's media reaction as any Harvard-trained public health expert in media persuasion behavioral science might. The scourge had all the earmarks of a novel social experiment conducted by white-collar bioterrorist.

It seemed clear to me that this unprecedented population manipulation effectively indoctrinated the mass mind in support of a grossly ineffective, albeit legislated, public health response in advance of the arrival of "the Big One." Throughout the "SARS Scam,"(1) repeated references were made to biological agents that might facilitate decimation of approximately a third to half of the world's population. Having extensively reviewed political population control literature and contemporary objectives of leading global industrialists, I noted these predictions were in close keeping with current official population reduction objectives.(2)

Canada's response to SARS in 2003 was, for the first time in history, directed by the United Nations and World Health Organization (WHO). Having reviewed the intimate financial and administrative ties between these organizations, the Rockefeller family, Carnegie Foundation, and the world's leading drug makers, "the fox," in essence, reigned over Canada's "chickens."

The truth about plagues includes the fact that "no grand pandemic ever evolved divorced from major socio-political upheaval." SARS advanced a political agenda more than a public health emergency. If public health officials earnestly intended to prevent these new emerging diseases, or successfully treat them at their roots, I repeated, they would study their obvious origins from the merged military-medical-biotechnology arena. A basic course in medical sociology simply justifies this utilitarian counsel.

"Experts" had been predicting the arrival of a super-plague for decades. What was HIGHLY SUSPICIOUS about the mysterious and terrifying arrival of SARS, however, was its timing. It synchronously arrived with the global war on terrorism, and the Anglo-American war with Iraq. It seemed a convenient distraction from the fact that the earlier Bush administration had shipped Saddam Hussein most of his deadly biological weapons arsenal including anthrax and West Nile Virus. SARS was pathognomonic (i.e., symptomatic and characteristic) of what I had predicted and explained in the book, Death in the Air: Globalism, Terrorism and Toxic Warfare (Tetrahedron Publishing Group, 2001; http://www.healthyworlddistributing.com/), a prophetically-titled text that predated the 9-11 attacks on America by several months, and provided a contextual analysis of certain globalists' links to recent "outbreaks."

In essence, I provided insight into the broad application of a new form of institutionalized "bioterrorism" consistent with state sponsored biological warfare. Saddam Hussein was said to have exposed populations in his and adjacent lands with biological and chemical weapons of mass destruction. SARS and the current avian flu fright is sanctioned by military-medical-pharmaceutical-petrochemical industrialists likewise operating above the law in many documented instances. Having testified before the U.S. Congress, I personally experienced how premiere pharmaceutical industrialists direct our political-economic representatives in government. Emerging diseases complement the political "War on Terrorism," and our bioterror-influenced culture. This agenda serves two primary objectives: profitability and population-reduction.

Political Reality Versus Mass-Mediated Myths

The ever increasing madness around us is eerily consistent with globalist think tank recommendations for the current "conflicts short of war." Beginning in the late 1960s, "economic substitutes for standard militarization" were sought and found by leading global industrialists. New biological threats, the "war on terrorism," and increasing numbers of "natural disasters" including space-based threats and superstorms were considered economically and politically expedient compared with the first and second world wars. These "conflicts short of war" were decidedly more manageable and economically viable. For this reason, especially their profitability, they were leading options among Anglo-American policy makers.

Nelson Rockefeller's protg, Henry Kissinger, for instance, as National Security Advisor (NSA) under Richard Nixon, oversaw foreign policy while considering Third World population reduction "necessities" for the U.S., Britain, Germany, and other allies. This Bush nominee to direct the 9-11 conspiracy investigation, a reputed war criminal, then selected the option to have the Central Intelligence Agency (CIA) develop biological weapons, according to the U.S. Congressional Record of 1975. Among these new man-made biological weapons were germs far deadlier than the avian flu.

For example, by 1968, when Kissinger requested and received updated intelligence on useful "synthetic biological agents" for germ warfare and population control, mutant recombinant flu viruses had just been engineered by Special Virus Cancer Program researchers O'Conner, Stewart, Kinard, Rauscher and others.(3) During this program, influenza and parainfluenza viruses were recombined with quick acting leukemia viruses (acute lymphocytic leukemia) to deliver weapons that potentially spread cancer, like the flu, by sneezing. These researchers also amassed avian cancer (sarcoma) viruses and inoculated them into humans and monkeys to determine their carcinogenicity. In related efforts, Raucher et al. used radiation to enhance avian virus's cancer-causing potential. These incredible scientific realities have been officially censored and generally neglected by the media's mainstream.

Similarly, the Institute of Science in Society (IoSS) in London raised the genetic engineering question in the origin of SARS. "Could genetic engineering have contributed inadvertently to creating the SARS virus?" they asked. "This point was not even considered by the expert coronavirologists called in to help handle the crisis, now being feted and woed by pharmaceutical companies eager to develop vaccines." Those living in glass houses should not throw stones. The above emphasis is added to show IoSS they had "not even considered" intentional SARS deployment in their scientific, allegedly unbiased, purview.(4)

Conflicts short of war, like the "War on AIDS," "War on Drugs," "War on Terrorism," "War on Cancer," and now "War on the Avian Flu" require sophisticated propaganda programs employing fear campaigns for social acceptance and popular support of legislated policies. These psychological operations (officially termed PSYOPS) for "command and control warfare" (technically called C2W), experts advise, best support the emerging "Revolution in Military Affairs" (RMA). The RMA's capabilities include "a form of human slavery" in which the world's captive populations would not know they are enslaved.(2)

The RMA undoubtedly incorporates the use of debilitating biologicals and chemical agents most generously on behalf of drug and vaccine makers. A classic example is the toxic carcinogenic organophosphate pesticides deployed against human populations, said to target "mosquitoes," in the "War Against the West Nile Virus." Such "non-lethal warfare" agents, as these are militarily termed, are indeed deadly, but mortality results slowly from toxic exposures allowing more profits to be made by allied pharmaceutical and medical industrialists. Victims of the "non-lethal" exposures die slowly from chronic debilitating diseases. Expensive hospitals and long-term care facilities are virtual concentration camps. The ailments generated for "iatrogenocide" include the plethora of autoimmune diseases and newer cancers virtually non-existent 50 years ago. This fact, alone, strongly suggests a genocidal socio-economic and political agenda.

Avian Flu for Profit

In response to SARS, senior fellow at the Hudson Institute in Washington, Michael Fumento, published an economic thesis in Toronto related to the one I advance here. The "Super-bug or Super Scare," he wrote was published in Canada's National Post. Canadians were warned to "quarantine themselves," wear masks, and in some cases stay home. The Ontario Health Minister declared a "health emergency," as the media dubbed the "mysterious killer" a "super-pneumonia." Recoiling from the hype, Fumento asked and answered a few "real questions . . . How lethal, how transmissible, and how treatable is this strain?" The answers, he concluded, "leave no grounds for excitement, much less panic." The same may be said for this new curse of avian flu.(1)

Lethal?

At this writing, the avian flu is said to have killed "about 65 people" in Southeast Asia during the past two years! Little to no data is available on these individuals who most commonly had immune-compromising medical conditions. Further, all deaths were in Asian countries with questionable health services.

Conversely, other forms of flu kill more than 40,000 North Americans annually, generally the immune-compromised elderly.

Transmissibile?

According to USA Today (October 9, 2005), "European health officials are working to contain the [avian flu] virus, which so far has not infected anyone in the region." Although, allegedly "more than 140 million birds have died or been destroyed, . . . and financial losses to the poultry sector have topped $10 billion." This propaganda actually admits, "the current virus, known as H5N1, has not yet mutated to the point at which it can easily spread from person to person." In fact, it is likely to have never spread from person to person other than during laboratory handling!(5)

Treatability?

"The U.S. Senate has already approved a $3.9 billion package to buy vaccines and antiviral medications, and the Administration is also preparing a request for an additional $6 billion to $10 billion," according to a current BusinessWeek report.( 6)

"Beam me up Scottie, there is no intelligent life on this planet." This largely explains why the public puts up with this deadly deception. Even USA Today bemoans, "there is no human vaccine yet." So how come the U.S. Senate is rushing to spend all these billions for an avian flu vaccine?

I suppose we should overlook the fact that the current frightening strain of H5N1 avian flu virus has never readily jumped from human to human, and not commonly from birds to humans either. Thus, an effective vaccine can only be prepared by mutating this virus, thus creating what the world fears most. Let me explain. . . .

To make the human vaccine specific for the H5N1 mutant virus, you must start with the human virus which does not yet exist, except in perhaps military-biomedical-pharmaceutical laboratories. In fact, this is precisely what is being prepared based on news reports. To produce the human pathogen, the avian virus must be cultured for lengthy periods of time in human cell cultures, then injected into monkey and ultimately humans to see if these experimental subjects get the same feared flu. Thus, the flu virus the world currently fears most is either: 1) now being prepared in labs paid by industrialists with massive wealth-building incentives to "accidentally" release the virus; or 2) has already been prepared in such labs to take advantage of this current fright and future sales following the virus's release.

Remember, to be effective against a virus, a vaccine is said to require specificity. If authorities were to now have the main H5N1 avian flu strain feared to spread at some future date there's no assurance by the time they developed the vaccine the strain would remain sufficiently the same for the vaccine to be effective anyway due to expected viral mutations. Viral mutations over time is a function of the agent's newness. New man-made viruses, laboratory creations, like the ones currently being prepared for vaccine trials, are less stable not having evolved over the millennia. Thus, the entire vaccine effort is largely, if not entirely, a sham with ulterior motives.

Remember too, that a vaccine's reliability requires years, or at least months, of testing in the targeted population. Vaccine injury data must, or should, be meticulously collected over this period to assure the vaccine is not killing and maiming more persons than it is helping or saving. Can you seriously believe this assurance will be provided by government or pharmaceutical industry officials in this pandemic's wake? FEMA's failed Katrina response pails by comparison to this public health liability and vaccine-injury certainty.

I say "vaccine-injury certainty" because of the extensive list of newly developed vaccinations, highly touted when brought to market, that caused horrific results. This list includes the first swine flu vaccine, polio vaccines, smallpox vaccine, anthrax vaccine, hepatitis B vaccine, and most recently Lyme disease vaccine that crippled approximately 750,000 people within months of its release and prior to its recall by the FDA.

Most people fail to realize all vaccines carry a list of ingredients that typically increase human disease and death (i.e., morbidity and mortality). These include toxic elements and chemicals such as mercury, aluminum, formaldehyde and formalin (used to preserve corpses), MSG, foreign genetic material, and risky proteins from various species of bacteria, viruses, and animals that have been scientifically associated with triggering autoimmune disorders and certain cancers. A growing body of scientific evidence strongly suggests vaccines are largely responsible for increasing cases of autism and other learning disabilities, chronic fatigue, fibromyalgia, Lupus, MS, ALS, rheumatoid arthritis, asthma, hay fever, allergies, chronic draining ear infections, type 1 autoimmune diabetes, and many, many more pandemics. These chronic ailments are said to require long-term medical care for the patients' management causing toxic side effects resulting in America's leading killer--iatrogenic disease. That is, vaccines and other pharmaceutical industry inventions are literally killing or disabling millions with little effort on the part of government officials and their drug industry cohorts to arrest this scourge.

For all we know, governments are ordering an avian flu vaccine that will precisely deliver this pandemic to the world to affect population control. Absurd thesis? Read on.

[Continued in Part 2 ~ including references]

Last Updated ( Thursday, 24 November 2005 )

Russ Miles is author of the novel, For Sale By Owners:FSBO. A Seasoned Real Estate NAR Broker, disabled by Multiple Sclerosis, Russ writes books & articles on varied subjects. FOR SALE BY OWNERS:FSBO ISBN 0-595-28703-4,in trade paperback, is available by phone or Internet:1-800-Authors to order direct! Adobe e-book & hard cover editions also available at Amazon.com at Barnes and Noble and other fine booksellers. Comments: MilesRuss@Gmail.com. Please visit Russ Miles's website MilesBooks.com for other informative features, health cocerns, and information of interest.

Pip in Forex Trading The Final Hit

In general terminology the abbreviation pip may refer to many things like Protective Industrial Products, Picture-in-Picture, Personal Identity Provider, Partners in Protection, Preferred Internet Provider, Performance Index Paper etc.

In currency trading pip stands for percentage in point. This is the smallest increment of change in forex trade. It is the smallest number in quotation of a currency.

In foreign exchange market, rates are quoted to the fourth decimal point. For example, if the price of a burger in the market is $1.22, in forex market the same burger will be quoted as 1.2200. Under this example, the 4th decimal point will constitute one pip and normally equals 1/100th of 1%.

The above is the general rule. Exception to this is the quotation in USD/JPY which is only up to 2 decimal points. This is because Japanese Yen has not been revalued since Second World War. Thus in case of Yen, the quotation is only up to 1/100th of yen as against 1/1000th with other major currencies.

All other currencies in relation to Yen will be quoted up to 2 decimal points. The usual pairs will be AUDJPY, CADJPY, CHFJPY, EURJPY, GBPJPY etc.

Other factors that go in the understanding of a pip are trading size, extent of leverage and rate of a currency pair. In case of USD, with a leverage of 1:100 and trading volume of one lot, one pip will have a value of $10.

The above will be the minimum incremental value by which USD will fluctuate. Thus, if there is a one pip change, that means one has gained or lost $10.

One pip value for one lot in USD will be equivalent to $10 in case of all currency pairs not involving JPY. Where JPY is the other currency in a pair, one point value will be equivalent to $1000 / USDJPY rate.

Closely associated with pips is the spread. This is the difference between bid price at which a forex broker is willing to buy the first currency of a pair and the offer or sell price at which he is willing to sell the first currency of a pair. The difference between bid and ask prices is the spread.

If EUR/USD is quoted as 1.4205/1.4207, the spread will be equivalent to EUR 0.0002 or 2 pips. The size of a spread depends upon the popularity of a currency pair. The more popular a pair, smaller the spread and vice versa.

Pip spread may be better for major players which trade in large quantities as compared to retail or individual traders. Spot prices on EUR/USD are usually no more than 3 pips wide (0.0003). With increased competition, pip spreads have shrunk on major pairs to as little as 1 to 2 pips.

Please Follow This Link For more information, Free Forex Guide and Free Sign Up

It's Official: Inflation is Back! (And it may be worse than you think)

Inflation is back. It's official, and you can blame costlier gasoline and other fuels. The tab for common services like a hotel stay and garbage removal are jumping too, as is the sticker price on packaged foods and many other household items. Companies are finding that they can pass on part of their soaring raw-material costs. There is a general consensus among American economic circles that interest rates are on the rise. And this concern is beginning to spill across the border into Canadian economic circles as well.

Typically there is an inflation that the government measures and the 'other' inflation that we are all used to feel but cannot see. Inflation that we all feel but can't see comes in many forms. For example, real estate prices have gone through the roof, so cash buyers are paying through the nose. Borrowers are increasingly resorting to floating-rate and interest-only loans, especially in the U.S., which all but guarantee that they will pay more over the life of their loans. But Canadians are poised to follow suit with the spread of the ever more popular 'Powerlines' and credit cards secured by real estate which, once again, have the deleterious effect of keeping you into debt for the rest of your life.

We all face notoriously soaring insurance premiums, deductibles and co-pays as employers shift more of the burden onto employees. Here in British Columbia, for example, Strata insurance premiums have more than doubled in the past year, with strata corporations - especially the financially weak - having no choice but to allot the extra cost to individual property owners.

Even Alan Greenspan, the once revered and now outgoing Chairman of the Federal Reserve Bank, is coming under fire. Once known as the 'Maestro' for his impeccable talent at predicting economic behavior, and after being treated like royalty for presiding over the longest economic boom in the nation's history, Greenspan is now being accused by a small but vocal group of economists of presiding over the U.S.'s high consumer debt, low personal-savings rates, declining dollar and potential real estate bubble. And all this comes at a time when the U.S. is dependent more than ever on foreign money to sustain growth.

The dependence on foreign capital, Asian in the West and European in the East, is a great source of concern for Canada as well. As China is becoming a major economic player and is fueling its own economic growth, and as Europe is coming to grip with the reality of an oversold, overstrong, overvalued Euro compared with the relative weakness of many European economies, the worry is that this foreign injection into the Canadian economy will soon evaporate, thus leaving domestic growth without fuel .... the typical Mercedes without gas.

So where does all this leave mundane folks like you and I? All I can tell my readers and real estate aficionados of my blog is:

BEWARE OF YOUR MORTGAGES !!

Luigi Frascati

Luigi Frascati is a Real Estate Agent based in Vancouver, British Columbia. He holds a Bachelor Degree in Economics and maintains a weblog entitled the Real Estate Chronicle at http://wwwrealestatechronicle.blogspot.com where you can find the full collection of his articles. Luigi is associated with the Sutton Group, the largest real estate organization in Canada, and is based with Sutton-Centre Realty in Burnaby, BC.

Luigi is very proud to be an EzineArticles Platinum Expert Author. Your rating at the footer of this Article is very much appreciated. Thank you.

An Introduction to Currency Correlation

Global currencies dont ride the trends in isolation. The apparent technical movement between two currencies in a pair may cause an effect in the behaviour of each separate currency. A third currency will also have some bearing on the rise or fall of a seemingly unrelated pair, in the view of an intermediate or beginning trader. Even seasoned trend cowboys may miss the odd significant event that results in a trade loss.

Technical analysis often comprises the bulk of the independent speculators trade decisions, but some attention to fundamental news must be included for a complete overview of what is happening in the market at that particular moment. Neither weather, beetles, drought, hostile takeovers nor indicted CEOs have much real bearing on currency values, but the timing of the release of economic reports should determine if a trade is viable or not.

A rising tide raises all ships, but the trading ocean is made of waves, with deep troughs and high crests. A rising ship may have a tether to another that is dropping down the other side of the swell. As one currency in a trade pair rises, it may pull another currency up with it, or just the opposite. A drop in the Euro may allow an increase in the value of the GBP, which will certainly have an influence on the USD/GBP spread.

So when considering the merits of a good trade, also take into account the activity of each currencys most closely related cousin. When trading the Canadian dollar, you must certainly consider the relative movement, or lack thereof, in the US dollar. Canadas largest trading partner is the US, so fluctuations in the US economy may or may not have an effect on the Loonie, depending on the gravity of the news.

The UK maintained their own currency, the British Pound, but the economic business of Europe can still influence the directional trend of the Pound Sterling. The French Franc will also be swayed by the enterprise of the communal Euro. As you analyze your charts, take care to make a quick examination of any volatile activity in any similar currency.

The average day trader and individual speculator cannot possibly keep up with all the economic news released each day and still have time to trade and eat lunch, and old news has already shown itself in the charts. One must pay attention to important published economic developments, and generally avoid trading on report days. But the trend will indicate market sentiment, and great profits can be made by keeping the major focus on technical analysis.

International bankers and currency houses have developed complex mathematical models to track currency correlation, but these are beyond the scope of this article. In summary, just check how related currencies are trending, when preparing a trade. Another quick analytical tool for the traders arsenal is always a good thing. May your winners run long.

Kelly Archibald is a serious student of Technical Analysis Strategies. To discover techniques to target the trends with laser-like precision, visit his website at Precise4xSuccess.com

How To Get Tax Sale Lists for Free

Once you know when the tax sale is coming up in your area, you need to get the list of properties that are in the sale. I use naco.org to find tax sale property lists online for tax lien and tax deed sales. This only works for counties that have this information online. For counties or states that do not have this information online, you can either call the tax collector and ask how to get the tax sale list or you can buy the tax sale list from a tax sale list provider. To find out which counties have tax sale information and tax sale lists online, you can consult my State Guide.

To go to the countys web site, first go to naco.org and click on the link to find a county. This will bring you to a page with a map of the United States. Click on the state that you are interested in and youll be taken to that states web page with a list of all of the counties in the state. Find the county that you are interested in and click on that link. You will be taken to the NACO page for that county. Click on the link to the county on the top of the page and you will go to the countys web site. Note that this will only work if the county has a web site.

Once youre on the countys web site, look for a link to the department or county office that is responsible for conducting the tax sale. For most states, this will be the county treasurer or county tax collector. If youre not sure who is responsible for the tax sale in your state, then consult my State Guide. Once you get to the web site of the person or department that conducts the tax sale, look for a link to a list of tax sale properties. For larger counties, you can usually find this online. The exception to this is the counties in the Northeastern states. A lot of the Northeastern states do not have county tax sales. Instead the tax sales are conducted by the municipality, so instead of looking for the county web site, in Vermont, New Hampshire, Maine, Rode Island, Connecticut, Massachusetts, and New Jersey, look for the municipal tax collectors web site not county web site. New York has both county and municipal sales in some counties.

If you cant find the tax sale list that you want online, you can always buy a list from a tax sale list provider. Even if you can find the tax sale list online for free, you still may want to purchase the list from a tax sale list provider. Thats because the list that you get from the tax collector does not always have the information that you need. Frequently it will only have a parcel ID number, owner name, and amount due. What you want to know is what is the address of the property, what is the assessment and value of the property, what type or class property is it, and how big is the property. All of this (and sometimes even more information) is included in the detailed list that you can get from tax sale list providers. I talked about some different tax sale list providers in the last podcast episode, How to Find Out About Tax Sales. You can listen to that episode to get the names and urls of tax list providers for different areas of the country. Purchasing a detailed tax sale list from one of these companies will save you a lot of work in doing your due diligence.

Joanne Musa is a Tax Lien Investing Coach and Consultant who works with investors who want to learn how to buy profitable tax lien certificates and tax deeds. She is the president of Tax Lien Consulting LLC, a consulting firm for tax lien investors. She is the author of the e-books: Tax Lien Investing Secrets and Tax Lien Lady's State Guide to Tax Lien and Tax Deed Investing, available at http://www.taxlienconsulting.com

For more tips on investing in tax lien certificates send an e-mail to MoreTips@taxlienconsulting.com

Why Forex Market?

Forex, FX and the Forex market are some widespread terms you would have heard for the Foreign Exchange market. In fact it is the major economic market in the globe, where currency is vended and purchased liberally. In its current situation the Forex market was started in the seventies, while free swap rates were initiated, and only the members of the marketplace decide the cost of one currency next to the other happening from requirement and supply. To the degree that the liberty from any outside control and free rivalry are concerned, the Forex market is an ideal market.

With an every day income of over trillions of dollars, the Foreign Exchange market carries out more than two times the collective quantity volume of the United States Equity and Treasury markets amalgam. This market is an over-the-counter market were purchasers and disbursers carry out foreign exchange trade by making use of different modes of communication.

Forex market doesnt have any bodily location or central swap. Because the Forex market dont have a bodily exchange, the market actually trades without any stoppage moving to each of the worlds chief fiscal centers everyday. The activity which takes place is for about trillions of dollars. From year 1997 to the conclusion of year 2000, every day Forex trading quantity rushed around from US$5 billion to US$1.5 trillion and extra. It is actually hard, if not unfeasible; to decide a completely precise numeral since business is not federalized on a swap. But one main thing is confirmed that the Forex market persists to grow at an extraordinary rate.

Previous to world meeting advancements of web, only huge corporations, international banks and rich person possibly will trade currencies in the Forex market by utilizing proprietary trading systems of banks. These systems needed to the extent of US$1 million to start an account.

Forex trade is a continuous market where currencies of different nations are sold and purchased. This is usually done via Fx brokers. Foreign currencies are continually and at the same time purchased and vended across local and global markets while traders augment or bring down worth of an investment on the movements of the currency. The market conditions can alter anytime in response to real-time events so it is also measured to be an extremely unstable and easily broken market too. Conditions of the Forex market is never stagnant they keep fluctuation per second.

For business persons, Forex trading offers a substitute to stock market trading. Here are not many choices as stock market, just have to choose from the few chief currencies such as the Dollar, Yen, British Pound, Swiss Franc, and the Euro are the most accepted and popular. Forex trading moreover offers a lot more influence than stock trading, and the investment of smallest amount to get on track is a lot minor. Besides that the aptitude to pick trading hours according to your flexibility (as it goes 24 hours a day) and now you may learn that why stock traders have jumped to trade currencies.

Uma is a Copywriter of Forex Trading She written many articles in various topics such as forex day trading,forex trading system. For more information : contact her at 1worldforex1@gmail.com

No Load Mutual Funds: Boost Your Portfolio's Returns

Investors who exclusively use broadly diversified, no load mutual funds for their stock investments often lose out on opportunities to increase the reward potential of their portfolios. This article looks at two methods investors may use to enhance the performance of their portfolio of diversifed, no load mutual funds.

Diversify, diversify, diversify!

Rebalance your portfolio periodically.

These have become the mantra in the post dot-com era. Stocks, bonds, and cash typically form the major asset classes for constructing portfolios of no load mutual funds. Lot of emphasis rightly gets placed on the percentage of assets allocated to no load mutual funds of different asset classes. However, the division of assets within a particular class does not nearly get the attention it should.

All too often, investors exclusively use broadly diversified, no load mutual funds for their stock investments. Fidelity Magellan Fund (Nasdaq: FMAGX) and Fidelity Contrafund Fund (Nasdaq: FCNTX) are examples of popular Fidelity funds investors commonly use. By following this approach, investors often miss out on opportunities to enhance the reward potential of their portfolios.

In a related article, we have looked at how investors can use sector funds to construct a diversified, no load mutual fund portfolio. In this article, we look at how investors can use sector funds to enhance the performance of their portfolio of diversified, no load mutual funds. Although Fidelity funds are presented as examples, the concepts outlined here can be implemented using sector funds managed by other institutions such as Vanguard or T. Rowe Price.

Sector funds confine their investments to a particular sector of the economy. Fidelity funds managed under the Select Portfolios are sector funds. For example, Fidelity Select Energy (Nasdaq: FSENX) is a no load mutual fund that focuses its investments on various segments of the energy industry such as integrated oil companies, oil and gas exploration and production companies, and oil field service companies.

So how does one use sector funds to increase the performance potential of a portfolio of diversified, no load mutual funds?

Focus on sectors with growth opportunities. An investor having a portfolio of diversified, no load mutual funds may commit a portion of her assets to sector funds that focus on areas having significant growth opportunities, e.g., electronics or software. Some financial professionals call this the core and satellite portfolio approach where the diversified, no load mutual fund is the core and the sector fund is the satellite holding. Investments in Fidelity funds like Fidelity Select Electronics (Nasdaq: FSELX) or Fidelity Select Software and Computer Services (Nasdaq: FSCSX) can enable the investor add emphasis on growth sectors such as electronics and software, respectively.

Take a proactive approach to sector investing through sector rotation. Like in the previous case, an investor having a portfolio of diversified, no load mutual funds commits a portion of her assets to sector funds. With this approach, the investor however seeks to maximize the potential of the portion of assets committed to sector funds by periodically switching assets into sectors with higher expected returns.

For example, until not too long ago, major corporations pruned technology related capital spending whereas falling interest rates kept consumer spending strong. To profit from such secular trends, an investor may choose to invest in Fidelity funds such as Select Consumer Industries (Nasdaq: FSCPX) and Select Leisure (Nasdaq: FDLSX) while avoiding Select Technology (Nasdaq: FSPTX). AlphaProfit.com's research indicates that sector rotation has the potential to outperform the market averages on the basis of relative returns as well as risk-adjusted returns. To employ this approach effectively, you need to understand and follow the dynamics of the individual sectors. You must also be able to make informed decisions on sectors to select and sectors to avoid.

The Impact on Your Portfolio. Strong performance from a portion of assets committed to sector funds can materially enhance the return of your portfolio of no load mutual funds. Fidelity funds such as Select Electronics and Select Software and Computer Services sport 10 year average annual returns of close to 18%; this is nearly twice the 10 year average annual return of 9.4% for the Fidelity Magellan Fund. Using tactical, infrequent rotation of assets among sectors, the AlphaProfit's Focus model portfolio has increased at an average annual rate of 34.4% since 1993.

So what do these return rates translate to you in dollar terms? A $100,000 investment in a diversified, no load mutual fund that grows at 10% per year results in $259,374 at the end of 10 years. If the same $100,000 is divided such that $85,000 is invested in the same diversified, no load mutual fund growing at 10% per year and the remaining $15,000 is invested in sector funds growing at 30% per year, the assets will total $427,256 at the end of 10 years. That is $167,882 or 65% more than the $259,374 resulting in the former case.

Thus by allocating even a relatively small, say 15%, of the total portfolio of no load mutual funds to sector funds, you can dramatically increase your returns.

Key Points to Remember

1. Investors who exclusively use broadly diversified, no load mutual funds for their stock investments often miss out on opportunities to enhance the return of their portfolios.

2. Sector funds can serve as a valuable return enhancing booster for an investor owning a portfolio of diversified, no load mutual funds.

3. Investors may choose to take a passive long-term approach to investing in sector funds that target high growth sectors of the economy. Alternatively, an investor can take a proactive approach to maximize the potential of sector funds by periodically switching assets into sectors with higher expected returns.

4. Investors willing to look beyond broadly diversified, no load mutual funds have a powerful ally in sector funds. Such investors can materially increase portfolio returns by committing a relatively small fraction of their total assets invested in diversified, no load mutual funds to sector funds.

Notes: This report is for information purposes only. Nothing herein should be construed as an offer to buy or sell securities or to give individual investment advice. This report does not have regard to the specific investment objectives, financial situation, and particular needs of any specific person who may receive this report. The information contained in this report is obtained from various sources believed to be accurate and is provided without warranties of any kind. AlphaProfit Investments, LLC does not represent that this information, including any third party information, is accurate or complete and it should not be relied upon as such. AlphaProfit Investments, LLC is not responsible for any errors or omissions herein. Opinions expressed herein reflect the opinion of AlphaProfit Investments, LLC and are subject to change without notice. AlphaProfit Investments, LLC disclaims any liability for any direct or incidental loss incurred by applying any of the information in this report. The third-party trademarks or service marks appearing within this report are the property of their respective owners. All other trademarks appearing herein are the property of AlphaProfit Investments, LLC. Owners and employees of AlphaProfit Investments, LLC for their own accounts invest in the Fidelity Funds mentioned in this report. They may for their own accounts also buy, sell, or hold long or short positions in any of the other securities mentioned in this report. AlphaProfit Investments, LLC neither is associated with nor receives any compensation from Fidelity Investments. The investment returns and examples provided above are solely for illustrative purposes. Past performance is neither an indication of nor a guarantee for future results. No part of this document may be reproduced in any manner without written permission of AlphaProfit Investments, LLC. Copyright 2004 AlphaProfit Investments, LLC. All rights reserved.

About The Author

Sam Subramanian, PhD, MBA is Managing Principal of AlphaProfit Investments, LLC. Sam developed the ValuM Investment Process for managing investments. He edits the AlphaProfit Sector Investors' Newsletter. For the 5 year period ending December 31, 2003, AlphaProfit model portfolios increased by up to 288%, a compound annual return rate of 31%. To learn more about AlphaProfit and to subscribe to the FREE newsletter, visit: http://www.alphaprofit.com

Risks To Consider Whenever You Trade Penny Stocks

The world of penny stock trading has been touted as the gateway to riches beyond your wildest dreams. Fortunes, it has been claimed, can be made in a single trading session. Those with a few hundred or thousands of dollars can become millionaires almost overnight, and all of those who have do not hesitate to tell the world about it.

But what those who have succeeded in the penny stock market invariably fail to mention is that for everyone on the winning side of a trade there someone who is either risking or losing money on the other side. Whoever decides to trade penny stocks should realize that his or her chances of losing big are at least as great as the chances of winning big. What are the precise risks to be faced by anyone wanting to trade penny stocks?

The penny stock market is far and way the most volatile of all the stock markets. Anyone wanting to trade penny stocks need to perform extreme due diligence before investing in a company, because the price penny stock can change direction in a minute, and for no discernible reason. If you arent watching closely, you will not only miss your chance to lock in a profit, you may be on your way to a serious loss.

While the phrase penny stocks may make you think you can trade penny stocks like you play penny ante poker, the phrase is misleading. Even if a single share of a companys stock is less than a dollar, most of those who trade penny stocks trade them in lots of a thousand or more. When you trade penny stocks in those amounts, the amount of money at stake is not trivial.

Another risk faced by those who trade penny stocks is that the penny stock market is home to many a bogus company established simply to print and hype its own shares. There have been unscrupulous individuals who set up fake corporations simply to sell the IPO shares and walk away.

Many penny stocks have their price supported by nothing except fluff press releases and ads paid for by stock promoters. Often these efforts will lure people into a stock, and when they come in, the stock promoters get out and the stock promotion ends. Because the company itself has no substantial value, and there are no more new buyers being enticed by hype, those in the stock will have a very time selling their shares, and the stock price will collapse.

Anyone who wants to trade penny stocks needs to be able to tell the difference between a company supported by hype and one which has real substance.

The safest way to trade penny stocks is to have a game plan and stick too it. Pill you capital out of a stock as soon as you can, and either let your profits ride, or used them to invest elsewhere. That way you are always risking someone elses money, and the stress that normally comes when people trade penny stocks will pass you by.

You can also find more info on Penny Stocks and Investing In Penny Stocks Pick-pennystocks.com is a comprehensive resource to get information about Penny Stocks.

Software Development Company

Software development companies in India have grown largely over the past couple of years with major IT giants establishing their base. There was a time when the word IT was alien and everybody looked at the IT industry in awe. But today, the number of software development companies in India has increased to a number no one could have ever imagined.

Software companies in India are providing all kinds of IT solutions under one roof apart from outsourcing their services globally. The demand for Indian companies is rising because of the incredibly good quality and low cost services that are being provided. Indian software development companies have already created a strong foothold for themselves in the industry. Today nobody else can think of over taking the IT boom in India. But with the growth of software development companies in India, the challenges are growing as well.

This growth has led to a huge competition between software development companies. Every company is working to outdo each other to climb the ladder of success. This has increased the demand for software developers. Skilled developers are being paid highly by multinationals. The key is to possess good IT knowledge and skills. One should learn as many languages as possible. Good command over the English language and communication skills are an added advantage.

Apart from good manpower, the right balance between quality and cost, a software development company needs to pay attention to the budget planning and project management. Technical skills and business skills are also equally important. Attention also has to be paid to services in terms of innovation, skills, cost, time and quality. Knowledge management and team management are of equal importance.

There are a lot of factors that need to be kept in mind for growth in the industry today. IT finds itself as one of the top five prioritized sectors in Indian business. Support can be taken from the Indian government to maintain stability in the IT market. Software development is a growing sector and with the right skills, one can reach out for the stars.

INDIA

Technology Center

Binary Semantics

Plot No. 38, Electronics city

Sector 18, Gurgaon-122 015, India

Phone: +91.124.4017660

Fax: +91.124.2397655

Offshore Software Development Company | Software Development India | Web Hosting Services India

Forex Signals 3

Timing is the key in the markets. You might have heard of this several times that the market indicators are used to predict the entry. The better the timing of these signals and indicators, the better the edge of the trader. Market edge is what you need when you are looking for the forex signals.

The observation of the signals start by looking at a singal bar on the daily chart. According to the Dow theory, an uptrend is a series of ups and a down trend is a series of downs. Keep it simple. This is what you should look for timing the markets. Up closes with good follow through and volume is required to see if the market is in an uptrend. The same process is true with down trends when the closes are down and the volume is good. As the volume dries, you will see that the bars shrink in size or in other words the range shrinks.

Another question is why the range shrinks and expands differently in the forex markets? It is true with other forms of markets also but commodity and future markets are more volatile sometimes. The answer is not simple and will require pages and pages of examples and analysis but I will try to explain. When there is range contraction, there are two basic reasons. One there is an absence of big players in the markets and the floor traders are active at this point. This point is further explained by the shrinking of the range after the New York close around 4 to 5 PM EST. This is when the big institutions close. The time the market expands again is around 2 AM EST when the banks open in London and Asian counties link Singapore and Japan. So the big players are required to move the big markets like forex.

The other reason is the auction theory which says that the market auctions up till it finds a seller and the market auctions down till it finds a buyer. The spikes in prices are the areas where forex markets rush up and down to find buyers in down spikes and sellers in up spikes. This is the reason why the spikes are over 50% areas of exhaustion. We will continue our discussion on market timing signals. I hope you have understood the basic concepts in the three articles on forex signals.

Adnan Kaleemi is a Registered Commodity Trading Advisor and has been advising Forex traders all over the world in more than 60 countries for the last five years. He is currently registered with the commodity and futures trading commission in the US. He reaches global forex traders where he provides daily forex market timing signals and forecasts in the major currency pairs EURUSD,GBPUSD,USDJPY and USDCHF along with money management strategies. At http://www.forexforecasting.com you will find informative articles, newsletters and other tools which will help transform your Forex Trading.

The Uranium Bull Market Keeps Getting More Bullish

China Demand for Uranium, World Growth in Electricity Demand to Drive Uranium Price Higher

Industry expert says all new production already factored in uranium price We are consuming far more uranium than we are producing worldwide, explained David Miller, Wyoming legislator and recently appointed president of Strathmore Resources (TSX-V: STM; OTC: STHJF.PK). All the new production is already factored into the future market for uranium. Were underwater right now without building one more nuclear power plant. Nuclear reactor requirements have far outstripped current mining production (see chart below) for the past two decades. Current worldwide production is more than 80 million pounds, but the demand for uranium, which fuels nuclear reactors, is running an annual deficit of approximately 60 million pounds.

According to a World Nuclear Association report on uranium supply, published this past September:

the world's present measured resources of uranium in the lower cost category (3.5 Mt) and used only in conventional reactors, are enough to last for some 50 years Further exploration and higher prices will certainly, on the basis of present geological knowledge, yield further resources as present ones are used up so a significant increase in exploration effort could readily double the known economic resources, and a doubling of price from present levels could be expected to create about a tenfold increase in measured resources, over time.

Electricity: Uraniums Supply and Demand Problem

Were not going to run out of uranium, but where will the price go to encourage new production? asked David Miller. We are around over $33/pound now. Could it double again? It wouldnt surprise me at all. Kevin Bambrough, a research analyst for Sprott Asset Management, heartily agreed with Mr. Miller, saying, We have just started a long term uranium bull market that will end in a uranium mania as utilities and countries drive uranium prices to unbelievable highs as they compete to secure supplies."

That driving force is demand for more electricity. Over the past 25 years, total world energy use expanded by almost 50 percent, with stronger growth in electricity usage. Demand for electricity is increasing far more rapidly than overall energy use. Electricity demand has been projected to grow 2.8 percent annually through 2010, and substantially more between then and 2020. About 2 billion people currently have no electricity access, and with United Nations forecasts of world population growth by 1.5 billion people in 2020, electricity demand will continue to grow.

As an interim solution to the greenhouse gas problem and climate changes (e.g. the worst Atlantic hurricane season since record-keeping began), a growing number of countries are investigating nuclear energy to solve their burden of a soaring electrical demand. Presently, there is as much electricity generated by nuclear power as was provided by all sources worldwide in 1960.

Nuclear power generates more than 16 percent of the worlds electricity, nearly 24 percent of the OECD and 34 percent of the European Unions electricity needs. In an April 2005 speech to the National Small Business Conference in Washington, President Bush announced, Nuclear power is now providing about 20 percent of America's electricity, with no air pollution or greenhouse gas emissions. Nuclear power is one of the safest, cleanest sources of power in the world, and we need more of it here in America.

Demand for electricity is projected to impact other commodities as well, not just the price of uranium. In the Energy Information Agencys Annual Energy Outlook 2005, U.S. electricity demand will bring about increases in natural gas consumption. By 2025, the electric power sector will account for 31 percent of total demand for natural gas, as consumption increases from 5.0 trillion cubic feet in 2003 to 9.4 trillion cubic feet in 2025.

Chinas Demand May Be Greater Than Anticipated

Today, 441 nuclear power reactors in 31 countries provide more than 16 percent of the worlds electricity. In 2003, that was 2525 billion kilowatt hours. Eleven countries are constructing thirty more reactors, mainly in China, but also in Russia, Japan and Korea. The International Atomic Energy Agency has projected at least 60 new power plants will be constructed over the next 15 years. By 2020, nuclear powers electricity production share will increase to 17 percent.

China is the future wild card, said Miller. Their current uranium demand is miniscule. They have a small nuclear industry. They may have three or four thousand megawatts of capacity. Their uranium demand is only about 4 or 5 million pounds per year. They meet that internally from their own uranium deposits. But what they are planning for nuclear is probably the most aggressive program in the world. I visited China in 2003 to teach ISL (in situ leaching) uranium geology and ISL mining techniques to a couple of institutes. At that time, they were talking about building two new nuclear power plants per year for the next 20 years.

But as Miller observed, they may have more ambitious plans. He added, Since then, I have heard of more aggressive programs. One article I read recently was entitled, Let 1000 Reactors Bloom. That is more than 200 percent of the nuclear reactors we now have on earth. I believe that is what the Chinese will be doing in the next 40 50 years, converting nearly 100 percent of their electrical generation from nuclear power. Currently, China is generating less than three percent of their electricity from nuclear energy.

Miller speculates of how this might impact the price of uranium, If they are building nearly three times the world fleet in just China, then that would be about 500 million pounds of uranium demand from China in fifty years. Other companies are announcing new nuclear power plants. What does that mean for the price of uranium? Miller concluded, So, the demand for uranium is going up. I think the growth in demand will be more rapid than we realize.

Uranium Mining: A Slow Process

David Miller, who was previously interviewed by StockInterview.com in June 2004 (view article), reflected on last years forecast, I thought $30/pound was sufficiently high to encourage enough new production around the world. But there are major issues with supplying the increasing appetite of the burgeoning nuclear power industry. Miller warned, The problem with encouraging new production is you dont turn these things on and off. The only uranium, coming onto the market in addition to whats already planned right now, will come from the already-discovered deposits.

Two years from now, Miller thinks the spot price of uranium could double again. There are going to be a lot of people trying to put uranium mines into production, but it is not an easy process. Permitting requirements in countries where most uranium is mined are roughly comparable. If you havent done any work, after a discovery, it still will take about four to six years to mine in any of those areas.

In early 2004, there were probably less than twenty uranium producers and exploration companies. Since then, the number of uranium exploration companies has jumped to more than 200. Miller warns investors that it could take up to 12 years for a grass roots project to begin mining yellowcake. Miller explained, Starting, finding, permitting and mining a project is probably going to take a minimum of 12 to 20 years. From the start of the exploration program to defining the ore body, after you make a discovery, to starting the background and permitting process, to development and then finally mining its going to take a long time.

Through 2005, many uranium exploration companies announced new projects throughout Canada and the United States. Miller did not see how their efforts would immediately alleviate the uranium supply crunch, If you are talking about any of those, such as in Labrador or the Yukon or in the basins outside the Athabasca Basin, or even within the Basin, for those that are just now doing their first exploration, you are talking the year 2020 before those could come online and supply uranium to the world market.

But, what about the worlds richest concentrations of uranium in Canadas Athabasca Basin? Will they help stem the rising uranium price? In a nutshell, Miller says no. He explained, The next one to come online is Cigar Lake, but it was discovered over 20 years ago. Cigar Lake may come online in 2007 or 2008. There is another one called Shea Creek, which was discovered by Cogema more than a dozen years ago. They are having some very good results on that. Could they start the permitting process on that one in the near future? Absolutely, Miller responded. But you are talking about 8-10 years before that one could come online. It might be close to 2015 before it could bring any uranium to the world market.

The future largest producing uranium mine in the world is likely to be Olympic Dam in Australia. Its basically a copper mine with uranium grades. On October 27th Hong Kong-based institutional advisor Marc Faber, and author The Gloom, Boom and Doom Report, told Dow Jones newswire that he thought copper prices would fall by as much as 40 percent. (Note: Marc Faber also said, Id be a physical buyer of uranium.) What happens when copper is $0.50/pound? What will be their cost of producing that uranium? asked Dave Miller. Olympic Dam is low grade uranium, less than 0.05 percent U308. Their cost to operate the uranium portion of that will go up, if copper prices go down. It would make their cost higher, and they would be less inclined to sell it at a low price.

Where else do utilities turn for their growing uranium needs? There are big known deposits in Australia, and one that has hundreds of millions of pounds of uranium in it. But, it happens to be adjacent to, and possibly partly in, one of Australias national parks. In other words, utilities are likely to be paying more for their uranium as this decade progresses.

David Miller argues that some of that uranium production is likely to come from the smaller, but well-capitalized, companies, such as Strathmore Minerals. Our strategy from day one, and we havent veered from this at all, has been to acquire as many known uranium deposits as we possibly could, explained Miller. We started early in this uranium cycle in 2003. We were out there before 95 percent of these other uranium companies even thought of starting uranium companies. We were able to pick up some very good deposits in New Mexico and Wyoming. These are known, drilled-out uranium deposits in the country thats produced as much as uranium anywhere else on earth. Weve taken all that exploration information, where they discovered these old deposits, and have acquired a number of those old deposits. Now, we have opened a permitting office in New Mexico and starting the permitting process to put those into production, somewhere down the road. We dont know if we can do it in four years or six years. Its a long process and all kinds of studies must be done to get these fully permitted and into production.

But there is a second part to the Strathmore Minerals strategy. Miller announced, Dont ignore the richest uranium province on earth, which is the Athabasca Basin in Canada. Strathmore is the Number One landholder in the Athabasca Basin., even larger than Cameco. We control approximately 3 million acres in Canada, and nearly all of that is in the Athabasca Basin. We have dozen different individual projects in the Basin. We are starting the exploration process on all of those. As I said earlier, exploration takes a long time. We have not made any discoveries yet, and it may be three to five years before we make a discovery.

The case with Cameco (NYSE: CCJ), the blue chip publicly traded uranium producer, may also help fuel uranium prices rally to higher levels. They have forward sold their production. Added Miller, I would bet their average sales price, under contract right now, of the 20+ million pounds they deliver every year is somewhere in the low teens maybe $13/pound plus/minus $1-2. As these contracts mature, and bring on new contracts, that price is going to keep going up, but lag the market. They should keep going up for the next five years.

And that should summarize why uranium prices are unlikely to suffer a down cycle over the next several years.

The Case for Nuclear Energy

As electricity demand grows by leaps and bounds during the 21st century, many of the worlds governments are seriously considering nuclear energy as a safer alternative to coal-fired plants. As many study the safety issues of nuclear-powered electricity, they tend to conclude that nuclear energy may very well provide a healthier, as well as a less expensive, alternative to present power generation methods.

Miller pointed out, In the 1970s, when the anti-nuclear movement was very strong, the U.S. was then mining and burning 600 million tons of coal each year. And now, thirty years later, because the anti-nuclear industry was successful, we are burning 1 billion tons of coal per year, a 50 percent increase in the amount of coal we burn in this country.

According to the Environmental Protection Agency, U.S. air pollution in 1999, as a result of energy from coal, emitted more than 13 million tons of sulfur oxides and nearly 5.5 million tons of nitrous oxides. In a Harvard School of Public Health study, as many as 70,000 Americans are dying each year as a result of air pollution. From sulfur dioxide alone, Harvard estimated that 2400 Americans die for every million tons of sulfur dioxide emitted, or more than 30,000 American deaths annually.

But, air pollution is far worse elsewhere. The pollution levels in China from Shanghai to Beijing are shocking, said Miller. Emphysema kills 5,000 people per year in the coal mines. They need nuclear power, probably more than any area on earth, to clean up their air.

About David Miller:
David Miller, P. Geol.
President & COO, Strathmore Minerals Corp.

David worked for over 20 years with Pathfinder Mines Corporation/Cogema, the second largest producer of uranium in the world, the last 4 years as its chief geologist for in-situ operations in the US. Mr. Miller has over 25 years of experience in the exploration and acquisition of uranium properties. He has also consulted in uranium exploration, mining, and "in-situ" recovery for the International Atomic Energy Agency (IAEA) in Vienna. In association with the IAEA, David also taught uranium geology, exploration and ISL mining practices at the Beijing Research Institute of Uranium Geology and Mining. Mr. Miller is also an elected member of the Wyoming Legislature. His committee assignments include the Minerals and the Energy Council. Mr. Miller has been the key architect behind the Strathmore Mineral Corp's property acquisition strategy in the U.S. in identifying drilled out in-situ leach recoverable uranium properties in Wyoming and New Mexico.

November 16, 2005
By James Finch
StockInterview.com

COPYRIGHT 2007 by StockInterview, Inc. ALL RIGHTS RESERVED.

James Finch contributes to StockInterview.com and other publications. StockInterviews Investing in the Great Uranium Bull Market has become the most popular book ever published for uranium mining stock investors. Visit http://www.stockinterview.com

Stock Pick - Strategy on stock investing

Stock Pick is the key of stock investing. With many stocks out there, we need to know which stock should we buy, and which stock we should sell. If you choose well, then youve reach glory, if you choose the wrong stock then might just say goodbye to your money. So how do you choose? If you want to go somewhere like your home, theres maybe many roads you can choose. Different roads have also different characteristic. Youll most probably choose the road which you like the characteristic. If you like the mountain scenery, you might want to go though the mountains. The same like that example, stock picking is very crucial. Its actually the key for success, and the guide for glory. Just follow and stick with your stock pick guide, and youll reach your goal. But remember that theres no guarantee that your stock pick strategy will be 100% accurate, because theres a lot of factor which influence a company performance, and many of it is tangible like brand, employee competence, and human emotional.

Many people use screener as a strategy to pick stock. There are many popular screener, like Graham screener for the value investing method. You can modify the screener to fit your character. If you are risk averse or risk taker, you can change the screener to increase the effectiveness. Other poeple uses software like Vector2000 Stock Systems which gives advanced technical analysis and market forecasting for short term stock market trends, c/w trade recommendations, timing indicators, enhanced quotes / charts and MarketMeter. These software is made by expert which can make life easier.

There are various stock pick strategy, which are:

Fundamental analysis , buying stock with good financial fundamental. Fundamental analysis is finding the fair value of a company. The calculation is done by using the time of money concept, which is money now is better than money in the future. By knowing how is the cash flow, the in and out of money, you can count for its fair price. Thats the difficult thing to do, because you need to predict how much profit will the company make.
Technical Analysis , buying stock based on previous price data. Technical analysis is done by looking at previous price, and volume data. Technical analyst look at past chart of price and different indicator to make prediction about the future prices. The human emotion is an important aspect here. Their willingness to buy stock at a certain price will determine future price. This analysis assumes that price moves at trend, and history repeats itself. It is believed that this analysis is more art than science. Because of that, there has been plenty of critics to this analysis, due to lack of evidence of it's performance. But it is still a popular method in the world, through its easiness.
Value Investing , buying stock which is undervalued. The concept is actually very simple: find companies trading below their inherent worth.
Growth Investing , buying stock with high growth.
Income Investing , buying stock which give regular deviden.
Please remind that it is very crucial for you to choose your own stock pick style, not following other people style. If its good for them, it might not good for you. So know your characteristic, and the stock pick strategy characteristic.

Yulianto http://www.stockpickguide.com

Forex Trading - How to Read Forex Quotes

If you are new to the world of trading, forex quotes can be pretty confusing. However, it takes just a little know-how, to read them.

What does a foreign exchange quote look like? Look at the following example:

EUR/USD = 1.2526

The above formula shows the foreign exchange rate between the euro and the US dollar.

Remember that in any forex quote, two currencies will always be present. This is because with forex trading, you are buying one currency as you sell another currency.

The first currency listed in a foreign exchange quote is called the "base currency." The second currency in the formula is the "quote currency." Therefore, forex quotes show us the relationship between prices for the two currencies in the quote.

The exchange rate is made up by showing how many units of the quote currency you have to pay in order to buy one unit of the base currency.

The Euro is the base currency, above, and US dollars are the quote currency. The quote shows how each currency trades relative to the other. If you want to buy one Euro unit, therefore, you will have to sell 1.2526 US dollar units.

Next is the "bid/ask" spread. The bid/ask spread is the alternative to broker commissions in the foreign exchange market. Brokers get paid for their work via the bid/ask spread.

With the bid/ask spread added to the above example, it looks like this:

EUR/USD = 1.2526/1.2528

Simplified, it looks like this:

EUR/USD = 1.2526/8

Brokers make their money when they sell currencies for slightly more than they buy them. This is legal and every broker does it. However, the spread can differ significantly between brokers.

When you trade forex, you buy at the bid price, the first price in the above example. You then sell at the ask price, which is the second price quoted. The difference between those two prices is called a "spread;" this is what the broker makes as his or her profit on the trade.

In the above example, you've bought at 1.2526 and sold at 1.2528. The 0.0002, or two pips, goes to the broker as payment for executing the trade. When you look at it this way, you can see that the bid/ask spread is relatively simple and straightforward; it is a relatively easy way to calculate trading fees and expenses.

Tip

When trading currencies I would recommend that you stick to the seven major currencies. They are as follows:

USD - US Dollar

EUR - the Euro

GBP - British Pound

JPY - Japanese Yen

CHF - Swiss Franc

AUD - Australian Dollar

CAD - Canadian Dollar

Visit Online Trading Books, Tips and Advice to find more great information about online forex trading. Besides a large selection of free informative articles you can also find powerful books about online trading in general.

Other Resources:
123OnlineCurrencyTrading.com - Forex Trading Directory

Singapore's Self-Made Millionaire Teaches The 5 Steps To Financial Wisdom

Singapore's Self-Made Millionaire Adam Khoo teaches you the 5 steps to financial wisdom... If he can do it as a broke guy who barely passed high school, you can too.

1. When hiring a person to work for you, hire one who is more knowledgeable in the position you intend to hire him/her for. Make sure your employees are SMARTER THAN YOU ARE! This way, you will have less worry if they are able to perform the job. You get to learn from them, and youll have more time to attend to other ventures. As long as you compensate them well, EVERYTHING should be fine, so don't worry about being "taken over" or anything silly like that.

2. Changes that involve bargains can spell p-r-o-f-i-t. Take for example in a supermarket where there is a sale. Peoples most likely reaction is to buy and stock up. It is normal reaction but peculiar when analyzed. In the stock market, when there is a price crash, people tend to shy away. This is contrary to what happens in the supermarket. Why?

Perhaps, we will never know. On the other hand, when prices in a supermarket go up, people shy away. Again, in the stock market, when prices go up, people start buying which shouldnt be the case.

3. Financial knowledge is knowing the difference between assets and liability.

Well.

Go ahead.

Look it up. Dictionary.com. I will wait.

Actually, an asset or a liability depends on the PERSPECTIVE. What you think is an asset, could be a liability to another person. As mentioned before, anything you own that earns is an asset; otherwise, it is a liability.

4. Oftentimes, we stick to the conventional way of doing business: This is the way it is done here. For all we know, the conventional way might not be the best way. Look at it another way, the unconventional way. It could save money, and money saved is money made. In other words, although it is a cliche of sorts...THINK OUTSIDE THE BOX!

5. High emotions (fear included) can sometimes cripple financial knowledge. Do not let your financial ability submit to your emotions. Similarly, making financial decisions without proper training on finances is disastrous.

Money comes and goes. But unlike money, financial knowledge stays. The nourishment it needs to stay keen is to keep it accurate and up-to-date.

If you feel like youre being pushed around, stay smart, exercise self-discipline, and keep updated.

The basics of financial knowledge should have been taught in school; instead you learned how to sit down, be quite, and take notes. This explains why the poor and middle class comprise the majority of the populace with its gap from the rich ever widening.

If a person winds up with a lot of cash without financial ability, this person is bound to find his/her money gone soon. TRUST ME, it's happened to me already and I'm only 24! Weve heard of athletes who earned millions during their prime and movie stars who amassed untold fortunes only to grow old broke.

Having financial knowledge is truly vital to maintain and grow your wealth.

Ben Rosario is an aspiring entrepreneur and NLP enthusiast residing in South Texas. He hopes you appreciated the contents of this article. For more info, please visit:

Secrets of Self Made Millionaires

Stock Market and Stock Trading Factors or How to get Success in Stock Trading

Want to jump in stock market, there are some factors which should be consider first before jumping in stock market. First you should know the basics of stock trading. What are stock trading and how much minimum investment it requires for stock trading? Proper research is needed while making any investment in stock market. You should learn about the company in which you are going to invest. Search about companies business in which it is involved and what types of business carried out by that company.

If you are satisfy with your research and found profit in investing in that company. It is safe to invest otherwise not. In business there is always a risk factor, so be careful about companies and market trends to maintain your profit.

One always purchases stock to earn profit. One gains when he purchase stock at low cost and sales when the market is up and the stock prices grows. Make stock market research and decide which share is profitable one, which company can grow in future and which can down. Accordingly plan your stock market investment.

If you have lots of share of a company and the company is growing consistently at a normal rate then there is no need of concern. On the other hand if a company growing fast at abnormal rate then search out the factors and investigate the reasons of its success. If you find positive results then further investment in that company will be profitable otherwise it may be loss. Stock market of India is consistently growing up and investors are earning with both hands. Make investment in stock market of India.

Lets take another example where you make huge investment in a company and the company suddenly goes down. In this case most of the investors take quick decisions that may put them in trouble. So dont make any big decision without proper awareness and investigation about the problem. First find out the correct reason behind it.

Undoubtedly stock trading is a good way to earn money, where you need not to devote much time or you need not to work. It is side business and also involves risk factor. It requires initial investment to get success. Stock trading is one of the best ways to make money but require some precautions. Find more about stock market of India or Indian stock market. Other ways to make money online without any investment check it out and make online money.

Learn Forex Trading

The internet has changed the way we invest online. Along with that, forex trading has become the new way to get significant profits while investing with certain advantages that are superior to other types of investments.

Flexible access is a unique trait to forex, you can get involved whenever you want because it operates 24 hours a day to give you total access to trades. Have you ever been pressured because the market is about to close at the end of the day? No worries here, this is not the stock exchange. Currencies continue to trade. The beauty of forex websites is that they allow you to monitor the market in real time when ever you choose. This really helps in the learning process.

There is help given by these websites in the form of tools and tips to help you overcome the trading learning curve. Take advantage of the fact that the sites will allow you to "practice" trade without using real money.

Through free guidance, demos, and market news provided by these Forex trading firms, beginners in the industry are already trained to be the expert in the business. How much does it cost to get started trading forex? It only takes about $300 to open an account with a broker and to start investing.

Thanks to the online forex trading websites, learning the Forex trading market does not necessarily mean you must become a market analyst or economy expert to be successful in the field. In most cases, you can access the most extensive market, Forex trading, through an intermediary or Forex trading brokers.

Forex brokers are very similar to stock brokers, in that they can give you advice on trading strategies and how to deal with the ups and downs of the market. The advice extends to everything needed to become successful trading forex which includes technical analysis and fundamental analysis data. It is only natural that large financial institutions try to monopolize the market because it provides such a solid return on investment.

Even if you are the very smallest individual forex investor, you still have the ability to make great returns because of the availability of internet trading. As I stated earlier, the online forex companies have been making powerful free tools available to educate and improve the knowledge of new investors.

When you choose your broker, the determining factor should be your level of experience in the forex market. Many brokerage sites will provide trading simulators and expert advice as well as research and analysis designed for first time traders. Furthermore, these websites typically provide experienced online Forex traders who offer in-depth advice to forex traders of all levels. These tools are open to beginners with no experience to try.

Don't be afraid to step out of the domestic market of the regular stock exchange. Learn forex trading and take advantage of one of the fastest growing global investment opportunities. There are plenty of places for you to learn and to practice before you decide to put and real money up and take a risk. You can learn forex trading and succeed by choosing to take advantage of all of the tools that are available to you.

Sydney Johnson gives you more free information at Automatic Forex Signal Trading. Search other helpful articles at- Automatic Forex Signal Trading Articles. Click here http://www.forexminitrading.com

When Should I Take A Profit - 3 Selling Strategies

It doesn't happen often, but when it does, its tough to contain your excitement. The stock you bought at $0.95 is now worth over $2.30, and you begin to imagine what you can buy with your new found wealth. A car? Down payment on a house? We've heard the trading mantra to let your winners run. So when you are up over 150%, what do you do then? Does the same advice hold true?

The biggest challenge that any trader will be faced with is when to sell. That becomes even more difficult when emotion gets involved. It tough enough fighting the emotion to hold onto a losing stock. It's even worse when facing the decision to sell. You're worried about selling too early, missing out on even more gains, and you're worried that if you dont lock in your profits now, you're going to lose them. Its natural, but, you have to fight it.

So what do you do?

The first thing to remember that while greed is good, too much of a good thing isnt. Pigs get slaughtered. While it may be an over used cliche, its funny how true it is.

You have 3 strategies to choose from:

1. Sell 100% of your position

Nothing wrong with taking your money off the table. Taking your profits is what its all about. The key here is not to look back. Enjoy your profits, turn off your computer, walk away from your computer, and think about how you're going to reward your good fortune.

2. Sell 50% of your position

This is the best way to hedge your bets if you think there is still more upside, while minimizing risk. Now you are risking the same amount of capital that you started with. If it moves lower, then you know what to do with the other half.

If the stock does retrace, and appears ready to make another move, you can re-enter the position while lowering your risk at the same time. If the stock moves from a high of $2.30 and moves back to create support at $2.00, you know where the downside risk is.

3. Don't sell, but wait.

If you are an experienced technical analyst, then just wait for your sell signals. You may not be able to time the top, but you'll know when the sellers are about to leave for the exits.

There is a 4th strategy that you can take, however, it involves a mindset more than anything. If you're like me, its easier to sell if my stop loss point is hit than it is in trying to figure out if there is more upside. What I do, is I take the current price, and use that as my entry price. So if I bought the stock right now, where would I set my stop loss point? If its hit, I sell. If it moves higher, I use the same exercise.

Its important to remember that these strategies work well for the short-term trader. If you're in it for the long haul, you'll have a different set of rules to follow.

If you start thinking about the amount of money you have made, or might be losing by selling slightly lower, do yourself a favor and just sell. Your emotions have the best of you. On the other hand, if play it like you just entered, your focus in on the share price, not the amount of profit you have.

Looking for tips on investment club accounting software, stock market investing or corporation bonds rate? Visit InvestorandTrader.com today